Technology is shaping better data and analytics for improved wildfire response. Instead of guessing about how a fire has grown and which insureds are impacted, insurers can access regular fire boundary updates within SpatialKey. Up-to-date wildfire perimeter data has historically been a challenge, with insurance professionals resorting to hand-drawn boundaries or custom shapefile creation. Now, insurers can gain a much more accurate and comprehensive understanding of exposure by overlaying the latest fire perimeter data, including multiple models such as RedZone, GeoMac, and NASA data (all available during the latest California fires), with their portfolio data to visualize exposure, apply buffers and filters, and understand TIV and/or policy exposed limits.
For example, SpatialKey's integration with NASA’s Visible Infrared Imaging Radiometer Suite (VIIRS) enables us to provide detailed updates multiple times a day to our insurance clients, allowing for faster and more accurate wildfire perimeters than any other source.
Here's a little more about the wildfire perimeter data made available during the recent California fires:
Due to the severity of the recent California fires, RedZone made their fire perimeter data (shown above) free of charge for SpatialKey clients. RedZone's wildfire models go beyond direct flame impingement to assess the risk of ember showers and smoke damage, as well as frequency, severity, and history factors that contribute to greater scoring reliability and accuracy. Read the Q&A with RedZone or watch the webinar now.
Fire perimeter data from NASA is available for SpatialKey customers to license. This data has built in buffers set at 1 mile, 2 miles, and 3 miles from the perimeter. Overlay your portfolio to understand which insureds are inside the perimeter and apply buffers to understand impact. NASA wildfire perimeters are updated daily and available on our licensed wildfire event site.
GeoMac fire perimeter data is available to SpatialKey customers in our Wildfire application and on our new licensed wildfire event site.
All of the above data can be used together to gain a more comprehensive view of risk using multiple sources of data. To access any of this data, reach out to your SpatialKey account manager directly, or contact us. For information about how to use this data within SpatialKey, visit our support site.